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Hi, We're Bread Financial.

We’re a tech-forward financial services company. We provide simple, personalized payment, lending and saving solutions.

If you’re looking for Comenity or Alliance Data, you’re in the right place. Let us reintroduce ourselves!

Frequently Asked Questions

Yes. Please continue using your [partner card name] as you normally would until 11:59 p.m. ET on (month, day, year), at 8 a.m. ET you can activate and begin to use your new [partner card name] Credit Card from Comenity Bank.

Bread Financial is a bank, therefore we are committed to keeping your personal information secure. Data is encrypted in transit and at rest.

Pay over time, also referred to as Buy Now, Pay Later (BNPL), is a financing program that allows you to shop for the things you want and pay a small amount each month until you meet your full balance. Pay over time programs are often interest-free if you pay your installments on time.

You can contact our Member Support team by e-mailing support@breadpayments.com or calling (844) 992-7323

With Bread Pay SplitPay™ you can purchase a product or service and make four equal, interest-free payments over six weeks. It’s a short-term Buy Now, Pay Later program in which you can use your debit or credit card to pay your balance every two weeks.

With Bread Pay SplitPay™ you can purchase a product or service and make four equal, interest-free payments over six weeks. It’s a short-term Buy Now, Pay Later program in which you can use your debit or credit card to pay your balance every two weeks.

With Bread Pay SplitPay™ you can purchase a product or service and make four equal, interest-free payments over six weeks. It’s a short-term Buy Now, Pay Later program in which you can use your debit or credit card to pay your balance every two weeks.

Yes. Please continue using your [partner card name] as you normally would until 11:59 p.m. ET on (month, day, year), at 8 a.m. ET you can activate and begin to use your new [partner card name] Credit Card from Comenity Bank.

You can contact our Member Support team by e-mailing support@breadpayments.com or calling (844) 992-7323

Yes. Please continue using your [partner card name] as you normally would until 11:59 p.m. ET on (month, day, year), at 8 a.m. ET you can activate and begin to use your new [partner card name] Credit Card from Comenity Bank.

You can contact our Member Support team by e-mailing support@breadpayments.com or calling (844) 992-7323

Bread Financial is a bank, therefore we are committed to keeping your personal information secure. Data is encrypted in transit and at rest.